Investor Loan Programs

At Broadview Lending powered by Barrett Financial LLC, we understand that real estate investors have unique financing needs. Whether you’re building your portfolio, refinancing existing properties, or looking to expand into new markets, we offer a variety of specialized investor loan programs designed to help you achieve your goals—without the traditional income verification hurdles.

Our investor-friendly mortgage solutions focus on flexibility, speed, and convenience, allowing you to qualify based on the strength of the property or your business performance rather than W-2 income.

DSCR Loans – Debt Service Coverage Ratio

Perfect for: Investors purchasing or refinancing rental properties.

With a DSCR Loan, your qualification is based on the property’s cash flow—not your personal income. Lenders measure the Debt Service Coverage Ratio to ensure the rental income can cover the mortgage payments.

Benefits include:

No personal income or tax return verification
Qualify using rental income from the property
Available for short-term rentals (Airbnb/VRBO) and long-term rentals
Flexible loan amounts for single-family, multi-family, and mixed-use properties

Business Bank Statement Loans

Perfect for: Self-employed investors and business owners. If you operate your own business, your bank statements can tell your financial story better than a tax return. With our Business Bank Statement Loan Program, we review 12 or 24 months of business deposits to determine your income.

Benefits include:

Qualify without W-2s or tax returns
Credit given for consistent business deposits
Ideal for entrepreneurs, freelancers, and independent contractors
Available for purchases and refinances

P&L-Only Loan Programs

Perfect for: Self-employed borrowers with strong business performance.

With a Profit & Loss (P&L) Statement Loan, we use a CPA-prepared or borrower-prepared P&L to verify income—no bank statements or tax returns required. This streamlined process is great for investors who keep accurate financial records but prefer minimal documentation.

Benefits include:

Simple, fast qualification process
No bank statement or tax return review
Works well for businesses with fluctuating monthly income

Why Choose Broadview Lending powered by Barrett Financial LLC for Investor Loans?

Fast pre-approvals and closings
Competitive rates and flexible terms
Programs for first-time investors and seasoned professionals
Access to financing for residential, multi-family, and mixed-use properties

At Broadview Lending powered by Barrett Financial LLC, our goal is to make financing your investment property as straightforward as possible, so you can focus on growing your portfolio and maximizing returns.